{"id":1450,"date":"2025-03-12T12:10:59","date_gmt":"2025-03-12T12:10:59","guid":{"rendered":"https:\/\/demo.cservegroup.com\/avanta\/?page_id=1450"},"modified":"2025-04-16T13:35:04","modified_gmt":"2025-04-16T13:35:04","slug":"business-owners-policy","status":"publish","type":"page","link":"https:\/\/demo.cservegroup.com\/avanta\/pt\/business-owners-policy\/","title":{"rendered":"Business Owners Policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1450\" class=\"elementor elementor-1450\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-385e221 e-flex e-con-boxed e-con e-parent\" data-id=\"385e221\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35aca84 elementor-widget elementor-widget-heading\" data-id=\"35aca84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Business Owners Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92c13d0 elementor-widget elementor-widget-text-editor\" data-id=\"92c13d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"pf0\"><span class=\"cf0\">Protect Your Business with a Business Owners Policy (BOP)<\/span><!--EndFragment --><\/p><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f780fa e-flex e-con-boxed e-con e-parent\" data-id=\"0f780fa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b5c15d e-con-full e-flex e-con e-child\" data-id=\"0b5c15d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13717bf elementor-widget elementor-widget-text-editor\" data-id=\"13717bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><span class=\"cf0\">A Business Owners Policy (BOP) combines property and liability coverage into one convenient package, making it a popular choice for small and medium-sized businesses such as restaurants, retailers, wholesalers, and contractors.\u00a0<\/span><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e89d25c e-flex e-con-boxed e-con e-parent\" data-id=\"e89d25c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8a948dd e-con-full e-flex e-con e-child\" data-id=\"8a948dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00f092a elementor-widget elementor-widget-heading\" data-id=\"00f092a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What Does a BOP Cover?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13bc14b elementor-widget elementor-widget-text-editor\" data-id=\"13bc14b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">A Business Owners Policy provides two primary types of coverage:<\/span><\/p><p class=\"pf0\"><span class=\"cf2\">Liability Coverage<\/span><\/p><p class=\"pf0\"><span class=\"cf0\">This covers legal expenses and damages if your business is held responsible for:<\/span><\/p><ul><li class=\"pf1\"><span class=\"cf0\">Customer injuries<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Property damage<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Advertising injuries<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Product-related claims<\/span><\/li><\/ul><p><span class=\"cf0\">Note: Employees are not covered under a BOP. For employee protection, a separate <\/span><span class=\"cf3\">workers&#8217; <!--StartFragment --><span class=\"cf0\">compensation<\/span><span class=\"cf1\"> policy is required.<\/span><!--EndFragment --><\/span><\/p><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba7600c e-con-full e-flex e-con e-child\" data-id=\"ba7600c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c10de elementor-widget elementor-widget-heading\" data-id=\"f7c10de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Property Coverage<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a08199d elementor-widget elementor-widget-text-editor\" data-id=\"a08199d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">BOP property insurance covers:<\/span><\/p><ul><li class=\"pf1\"><span class=\"cf0\">Commercial buildings<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Business personal property (furniture, equipment, inventory, etc.)<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Debris removal<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Loss of income due to covered damages<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Pollution cleanup<\/span><\/li><\/ul><p class=\"pf0\"><span class=\"cf0\">Since a standard BOP does not cover everything, you may need policy endorsements for additional protection. For example, earthquake damage is typically excluded, but you can add an endorsement for earthquake coverage if needed.<\/span><\/p><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15d58f3 e-flex e-con-boxed e-con e-parent\" data-id=\"15d58f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68bc9c0 e-con-full e-flex e-con e-child\" data-id=\"68bc9c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a53d28 elementor-widget elementor-widget-heading\" data-id=\"3a53d28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">How Much Does a BOP Cost?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f091674 elementor-widget elementor-widget-text-editor\" data-id=\"f091674\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">In 2023, the national median monthly cost of a BOP policy for new Progressive customers was <\/span><span class=\"cf1\">$63<\/span><span class=\"cf2\">, with an average price of <\/span><span class=\"cf1\">$106 per month<\/span><span class=\"cf2\">. The final cost of your policy depends on various factors, including:<\/span><\/p><ul><li class=\"pf1\"><span class=\"cf0\">Business type and industry<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Number of employees<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Coverage limits<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Claims history<\/span><\/li><\/ul><p class=\"pf0\"><span class=\"cf0\">Learn more about what affects <\/span><span class=\"cf1\">BOP insurance costs<\/span><span class=\"cf2\"> by consulting with an expert.<\/span><\/p><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db71662 e-con-full e-flex e-con e-child\" data-id=\"db71662\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3038663 elementor-widget elementor-widget-heading\" data-id=\"3038663\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Who Needs a Business Owners Policy?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb45924 elementor-widget elementor-widget-text-editor\" data-id=\"cb45924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">If you own or rent workspace, a BOP could be beneficial for your business. This policy is especially useful for:<\/span><\/p><ul><li class=\"pf1\"><span class=\"cf0\">Contractors<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Wholesalers<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Offices<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Restaurants<\/span><\/li><li class=\"pf1\"><span class=\"cf0\">Retail stores<\/span><\/li><\/ul><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a3b251 e-flex e-con-boxed e-con e-parent\" data-id=\"0a3b251\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82e41bf elementor-widget elementor-widget-heading\" data-id=\"82e41bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About BOPs<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a09fbf e-con-full e-flex e-con e-child\" data-id=\"0a09fbf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-769e1a4 e-con-full e-flex e-con e-child\" data-id=\"769e1a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-549b51a elementor-widget elementor-widget-heading\" data-id=\"549b51a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">What\u2019s the difference between a BOP and general liability insurance?<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-99adbeb e-con-full e-flex e-con e-child\" data-id=\"99adbeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eb6244 elementor-widget elementor-widget-text-editor\" data-id=\"6eb6244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><span class=\"cf0\">A <\/span><span class=\"cf1\">BOP includes general liability and property insurance<\/span><span class=\"cf2\"> in a single policy. If you already have a BOP, you don\u2019t need a separate general liability policy.<\/span><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecdc8a4 e-con-full e-flex e-con e-child\" data-id=\"ecdc8a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7b167b6 e-con-full e-flex e-con e-child\" data-id=\"7b167b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0211a4 elementor-widget elementor-widget-heading\" data-id=\"b0211a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Does a BOP cover rented business property?\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8550c49 e-con-full e-flex e-con e-child\" data-id=\"8550c49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cab730 elementor-widget elementor-widget-text-editor\" data-id=\"1cab730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><span class=\"cf0\">Yes! Many BOPs provide coverage for leased or rented buildings. You may also add endorsements for additional protection.<\/span><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bb29db e-con-full e-flex e-con e-child\" data-id=\"6bb29db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f2dea3b e-con-full e-flex e-con e-child\" data-id=\"f2dea3b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0811532 elementor-widget elementor-widget-heading\" data-id=\"0811532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Can I customize my BOP policy?<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-931020d e-con-full e-flex e-con e-child\" data-id=\"931020d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a18a38 elementor-widget elementor-widget-text-editor\" data-id=\"5a18a38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">Yes, you can enhance your coverage by adding endorsements such as:<\/span><\/p><p><!--StartFragment --><\/p><ul><li class=\"pf0\"><span class=\"cf0\">Cyber liability<\/span><span class=\"cf1\"> (protection against data breaches)<\/span><\/li><li class=\"pf0\"><span class=\"cf0\">Equipment breakdown<\/span><\/li><li class=\"pf0\"><span class=\"cf0\">Tools and equipment coverage<\/span><\/li><li class=\"pf0\"><span class=\"cf0\">Food contamination coverage<\/span><span class=\"cf1\"> (for restaurants and food services)<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-171ff89 e-con-full e-flex e-con e-child\" data-id=\"171ff89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb32f3b e-con-full e-flex e-con e-child\" data-id=\"cb32f3b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe044c4 elementor-widget elementor-widget-heading\" data-id=\"fe044c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Does a BOP cover natural disasters?<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a62209 e-con-full e-flex e-con e-child\" data-id=\"7a62209\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b4d3bb elementor-widget elementor-widget-text-editor\" data-id=\"5b4d3bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><span class=\"cf0\">BOPs typically cover damages from <\/span><span class=\"cf1\">hail, lightning, wind, hurricanes, and tornadoes.<\/span><span class=\"cf2\"> However, some disasters\u2014such as earthquakes and floods\u2014are <\/span><span class=\"cf1\">not<\/span><span class=\"cf2\"> covered under a standard BOP. You may need to purchase separate coverage for those risks.<\/span><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-812e7fb e-con-full e-flex e-con e-child\" data-id=\"812e7fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c2f34c1 e-con-full e-flex e-con e-child\" data-id=\"c2f34c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-630f1a4 elementor-widget elementor-widget-heading\" data-id=\"630f1a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Can Progressive provide a BOP in my state?<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbd63cb e-con-full e-flex e-con e-child\" data-id=\"fbd63cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec85f6e elementor-widget elementor-widget-text-editor\" data-id=\"ec85f6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><span class=\"cf0\">Progressive offers business insurance in <\/span><span class=\"cf1\">all states except Hawaii<\/span><span class=\"cf2\"> and provides BOPs in most states. Check availability in your state by visiting our website.<\/span><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b50375 e-con-full e-flex e-con e-child\" data-id=\"3b50375\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0f60309 e-con-full e-flex e-con e-child\" data-id=\"0f60309\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-952fc14 elementor-widget elementor-widget-heading\" data-id=\"952fc14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">How do I file a BOP claim?<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb8ca2e e-con-full e-flex e-con e-child\" data-id=\"eb8ca2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3983788 elementor-widget elementor-widget-text-editor\" data-id=\"3983788\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!--StartFragment --><\/p><p class=\"pf0\"><span class=\"cf0\">If your policy is underwritten by Progressive, you can file a claim by calling our support team. If another carrier underwrites your policy, use the contact information listed in your policy documents.<\/span><\/p><p><!--EndFragment --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42f39fdc e-flex e-con-boxed e-con e-parent\" data-id=\"42f39fdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-73e6e8db e-con-full e-flex e-con e-child\" data-id=\"73e6e8db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4f18192b e-con-full e-flex e-con e-child\" data-id=\"4f18192b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe95755 elementor-widget elementor-widget-heading\" data-id=\"1fe95755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Simplify Business Insurance with a BOP<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55935486 elementor-widget elementor-widget-text-editor\" data-id=\"55935486\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Combine property and liability coverage into one convenient, affordable policy for small to mid-sized businesses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5df6dc38 e-con-full e-flex e-con e-child\" data-id=\"5df6dc38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-447047e4 e-con-full e-flex e-con e-child\" data-id=\"447047e4\" data-element_type=\"container\" data-e-type=\"container\" id=\"car_icon_container_insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/demo.cservegroup.com\/avanta\/pt\/request-a-quote\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b8915eb elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6b8915eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Request a Quote<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-6f6b75ad e-con-full e-flex e-con e-child\" data-id=\"6f6b75ad\" data-element_type=\"container\" data-e-type=\"container\" id=\"house_icon_container_insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"tel:+258874522513\">\n\t\t\t\t<div class=\"elementor-element elementor-element-575f2bf2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"575f2bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Call us Today<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ecbd228 e-con-full e-flex e-con e-child\" data-id=\"4ecbd228\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d53aad3 elementor-widget elementor-widget-image\" data-id=\"d53aad3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"668\" src=\"https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082.jpg\" class=\"attachment-full size-full wp-image-2777\" alt=\"\" srcset=\"https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082.jpg 1000w, https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082-300x200.jpg 300w, https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082-768x513.jpg 768w, https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082-18x12.jpg 18w, https:\/\/demo.cservegroup.com\/avanta\/wp-content\/uploads\/2025\/04\/2150286082-600x401.jpg 600w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Business Owners Policy Protect Your Business with a Business Owners Policy (BOP) A Business Owners Policy (BOP) combines property and liability coverage into one convenient package, making it a popular choice for small and medium-sized businesses such as restaurants, retailers, wholesalers, and contractors.\u00a0 What Does a BOP Cover? A Business Owners Policy provides two primary types of coverage: Liability Coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-1450","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/pages\/1450","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/comments?post=1450"}],"version-history":[{"count":22,"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/pages\/1450\/revisions"}],"predecessor-version":[{"id":2780,"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/pages\/1450\/revisions\/2780"}],"wp:attachment":[{"href":"https:\/\/demo.cservegroup.com\/avanta\/pt\/wp-json\/wp\/v2\/media?parent=1450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}