Mobile Home Insurance
Tailored Protection for Your Manufactured or Modular Home
Get the Right Coverage for Your Home
Mobile home insurance is designed specifically for factory-built homes, offering protection similar to homeowners insurance but customized for your home’s unique structure. Whether you own a manufactured home or a modular home, Avanta Seguros provides personalized coverage to meet your needs.
Coverage That Meets Venue Requirements
Many venues require event liability insurance, and with Avanta Seguros, your policy is guaranteed to meet those requirements—or your money back! Plus, enjoy exclusive discounts when you purchase your policy through us.
Essential Coverages for Mobile & Modular Homes
Dwelling Coverage
Protects the physical structure of your home from covered risks like fire, storms, or vandalism.
Example: A hailstorm damages your roof—your dwelling coverage pays for repairs or a full replacement.
Personal Belongings Coverage
Covers furniture, appliances, electronics, and clothing in case of theft, fire, or other covered incidents.
Note: High-value items like jewelry or artwork may require additional coverage.
Liability Protection
If you or a household member cause damage to someone else’s property or injure someone, liability coverage can help with legal fees and settlement costs.
Example: Your child accidentally breaks a neighbor’s stained-glass window—liability insurance pays for repairs.
Loss of Use Coverage
Pays for temporary housing, meals, and other living expenses if your home is uninhabitable due to a covered loss.
Optional Coverages for Extra Protection
Replacement Cost Coverage
Instead of receiving depreciated value, this coverage ensures you get enough money to fully repair or replace your home and belongings.
Trip Collision Coverage
Protects your mobile home while in transit in case of accidents or damage during transport. Coverage applies for one move within a specific 30-day period.
Single Deductible Benefit
If you bundle your mobile home and auto insurance with Avanta Seguros and both are affected in a single claim, you’ll only pay one deductible instead of two.
Get a Fast & Accurate Quote
Get a personalized mobile home insurance quote online.To ensure the best coverage, have the following details ready:
- Home Details – Year built, square footage, and whether it’s manufactured or modular
- Current Insurance Info – If insured, provide your current provider and coverage history
- Additional Coverage Needs – Such as flood insurance if your home is in a flood-prone area
- Payment Preferences – Choose to pay separately or use an escrow account
Types of Coverage Available
Special Event Liability Insurance
Most venues require this coverage, which protects against injuries or property damage during your event.
Wedding Cancellation Insurance
If unforeseen circumstances force you to postpone or cancel, this coverage can reimburse your non-refundable deposits on the venue, catering, photography, and more.
Important: This coverage must be purchased at least 15 days in advance and is an add-on to your wedding liability insurance.
Special Coverage for Your Valuables
Protects your wedding dress, tuxedos, gifts, and photographs against damage or theft before the event.
Big Protection for Your Mobile Home
Get the coverage you need for your home, personal belongings, and liability—all in one affordable plan.
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