Life Insurance
Secure Your Family’s Future
Affordable Life Insurance Plans Tailored for You
Protecting your loved ones financially is one of the most important decisions you can make. At Avanta Seguros, we offer affordable life insurance policies designed to provide peace of mind. With coverage starting as low as $16 per month for a $250,000 policy, securing your family’s future has never been easier.
What is Life Insurance?
A life insurance policy ensures your family’s financial security in case of your passing. By paying regular premiums, your beneficiaries receive a death benefit, which can be used for:
✅ Funeral expenses
✅ Paying off outstanding debts
✅ Mortgage payments
✅ Everyday living costs
Flexible Life Insurance Plans to Suit Your Needs
We offer a range of life insurance options to match any budget or financial goal:
✅ Term Life Insurance
- Coverage for 10, 15, 20, or 30 years
- Ideal for protecting your family while they depend on your income
✅ Final Expense Insurance
- A lifelong, affordable policy with no medical exam required
- Helps cover funeral costs, medical bills, and other end-of-life expenses
✅ Short-Term Life Insurance
- One-year coverage for those needing temporary protection
- No medical exam required – apply online and get insured quickly
✅ Whole Life Insurance
- Lifetime coverage with a fixed premium
- Builds cash value over time, which you can borrow from if needed
✅ Universal Life Insurance
- Adjustable payment and death benefit options
- Builds cash value, potentially turning into a no-cost policy over time
Frequently asked questions about life Insurance
What Do You Need to Get a Life Insurance Quote?
To apply, you typically need:
- The amount of coverage needed based on your income, debts, and expenses
- Basic health information, including height, weight, and medical history
- Details about your family’s medical history
- Your current income and net worth
Which Life Insurance Policy is Right for Me?
Your choice depends on your financial goals. If you have a young family that depends on your income, a term life policy might be the best fit. For lifelong coverage with cash value benefits, whole life insurance is a great option.
When Should You Buy Life Insurance?
The earlier, the better—younger applicants generally get lower rates. However, life insurance is available at almost any age. Consider getting coverage if you have dependents or debts that your estate would need to cover.
What Does Life Insurance Cover?
Your beneficiaries can use the death benefit for:
- Funeral and burial expenses
- Mortgage and rent payments
- Children’s education costs
- Everyday expenses to maintain their standard of living
- Settling outstanding debts or leaving an inheritance
Do I Need Life Insurance If I Have Coverage Through Work?
Many employers provide group life insurance, but it may not be enough to fully protect your family. Plus, if you leave your job, you might lose your coverage. Having a personal life insurance policy ensures continuous protection.
Are Medical Exams Required for Life Insurance?
Traditional policies typically require a medical exam, but there are simplified and guaranteed issue policies that do not. These are great options if you have pre-existing health conditions. At Avanta Seguros, we offer competitive, no-exam life insurance options so you can get covered quickly and easily.
Secure Your Future, Today
Get peace of mind knowing your loved ones will be financially protected with customizable life insurance options.
Follow us on
Copyright 2025 Avanta. All Rights Reserved by Cserve Technologies