ATV & UTV Insurance
Reliable Protection for Your Off-Road Adventures
Protect Your Four-Wheeler with Customized ATV & UTV Insurance
Whether you’re an off-road explorer or a hardworking rancher, ensuring your all-terrain vehicle (ATV), utility vehicle (UTV), quad, or side-by-side is properly insured is essential. At Avanta Seguros, we offer tailored coverage to protect your vehicle from unexpected risks, giving you peace of mind every time you ride. Get a quick and affordable quote online today!
Ways to Save on ATV & UTV Insurance
We make it easy to protect your ATV or UTV while keeping costs low with these money-saving discounts:
✅ Safety Course Discount – Completed an approved ATV, motorcycle, or snowmobile safety course within the last three years? You qualify for savings.
✅ Full Payment Discount – Pay for your policy upfront and enjoy additional savings.
✅ Responsible Driver Discount – No accidents or motor vehicle violations in the last three years? We’ll reward you with a lower rate.
✅ Advance Quote Discount – Get a quote at least one day before your policy starts and earn a discount just for planning ahead.
Specialized Coverage Options for ATV & UTV Owners
At Avanta Seguros, we go beyond basic coverage, offering tailored protections to meet your needs:
✅ Accessories & Custom Parts Coverage – Automatically includes $3,000 in coverage for riding gear and vehicle upgrades. Need more? Increase your coverage up to $30,000.
✅ Total Loss Coverage for New ATVs – If your ATV or UTV is one model year old (or two years old on renewal) and is totaled in a covered event, we pay the full MSRP of the latest model, not just the depreciated value.
✅ Carried Contents Coverage – Protects hunting gear, camping equipment, and other personal belongings that could fall out or get damaged in a covered incident.
Frequently asked questions about ATV & UTV Insurance Cover
Is ATV or UTV Insurance Required?
Insurance requirements vary by location. While not always mandatory, many public parks, trails, and lenders require comprehensive and collision coverage, especially if you’re financing your vehicle.
Does Home Insurance Cover My ATV?
Home insurance typically only covers ATV incidents on your property. If you ride elsewhere, you’ll need a separate ATV insurance policy for full protection.
How Much Does ATV/UTV Insurance Cost?
Your premium depends on factors like age, driving history, vehicle make and model, and location. Get a personalized quote from Avanta Seguros to find the best rate for you.
Does Avanta Seguros Cover All ATV & UTV Brands?
Yes! We insure popular brands like Polaris, Can-Am (BRP), Honda, Yamaha, Kawasaki, and more.
Ride Off-Road with Confidence
Protect your ATV or UTV from accidents, theft, and damage with flexible, affordable coverage made for outdoor adventurers.
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