Boat Insurance
Protect Your Watercraft with Avanta Seguros
Why Do You Need Boat Insurance?
Boat insurance safeguards your vessel, providing coverage for accidents, theft, and environmental risks. It also protects you from liability if you cause damage or injuries while boating. Whether cruising, fishing, or exploring, our comprehensive plans ensure smooth sailing.
Why Choose Avanta Seguros?
Affordable & Comprehensive Coverage
Reliable boat insurance that fits your budget.
Expert Support
Our team of specialists is ready to assist you with claims and repairs.
Environmental Commitment
For every new boat insurance policy, we contribute to environmental conservation efforts.
Save More with Our Exclusive Discounts
Avanta Seguros makes boat insurance affordable with multiple discounts to help you save:
- Multi-Policy Discount
Already insured with Avanta Seguros for your car, home, or motorcycle? Bundle your policies for extra savings on your boat insurance.
- Boater Safety Course Discount
Complete an approved boater safety course and enjoy lower premiums.
- Multi-Boat Discount
Own more than one watercraft? Insure them together and receive a discounted rate.
- Original Owner Discount
If you’re the first owner of your boat, you qualify for additional savings.
Types of Boats We Cover
Jet-Skis, Sea-Doos, and WaveRunners.
Vessels powered primarily by sails.
Ideal for leisure and relaxation
Perfect for fishing, cruising, and watersports.
Frequently asked questions about Boat Insurance
Is Boat Insurance Required in Mozambique?
Boat insurance isn’t legally required in most cases, but if you finance your boat, your lender may mandate comprehensive and collision coverage. Additionally, marinas often require proof of liability insurance before allowing docking.
How Much Does Boat Insurance Cost?
Boat insurance rates vary based on factors such as your location, boat type, boating history, and previous claims. Contact Avanta Seguros for a personalized quote tailored to your needs.
Does Boat Insurance Cover Theft?
Yes, comprehensive coverage helps replace your boat if it is stolen, minus your deductible.
Does Home Insurance Cover Boats?
Home insurance generally does not cover boat damage. However, depending on your policy, personal liability coverage may extend to incidents that occur on your boat.
Are Personal Belongings Covered Under Boat Insurance?
Yes, our policies can cover personal items you bring aboard. Coverage includes up to $10,000 for fishing equipment and up to $5,000 for electronics, smartphones, scuba gear, and more.
Does Boat Insurance Cover Trailers?
Yes, if you add trailer coverage to your policy, your boat trailer is protected against damage—even if the boat isn’t on it at the time of the incident.
Do You Require a Marine Survey?
No, Avanta Seguros does not require a marine survey to issue a boat insurance policy.
What Types of Boats and PWCs Are Not Covered?
While we offer broad coverage, there are some restrictions:
- Boats over 50 feet in length (limits may vary in hurricane-prone areas)
- Boats used as a primary residence
- Houseboats
- Homemade boats without a hull identification number
- Boats with steel or wooden hulls
- Amphibious land boats, hovercrafts, and airboats
- Boats with more than two owners
- PWCs worth more than $27,000
- Boats not meeting U.S. Coast Guard standards
For more details on insuring your boat, contact Avanta Seguros today!
Smooth Sailing Starts with Coverage
Secure your boat with insurance that covers you from dock to deep water—so you can enjoy the ride worry-free.
Follow us on
Copyright 2025 Avanta. All Rights Reserved by Cserve Technologies