Motorcycle Insurance
Protect Your Trailer with Avanta Seguros
See why so many riders trust Avanta Seguros
At Avanta Seguros, we don’t just offer basic coverage—we go beyond to provide personalized motorcycle insurance with a variety of coverage options and discounts to fit your needs. Whether you ride a cruiser, sport bike, or moped, you can get a quote and secure your policy online in minutes, so you can hit the road with confidence.
Get the best protection whether you’re on the road or your bike is in storage:
- Liability Coverage – Required in most states, this covers injuries or property damage you cause in an accident.
- Comprehensive & Collision Coverage – Protects your bike from theft, vandalism, fire, weather damage, and collisions with other vehicles or objects.
- Roadside Assistance & Trip Interruption – Covers towing and emergency expenses if your bike breaks down more than 100 miles from home.
- Total Loss Coverage for New Motorcycles – If your new bike is totaled, we’ll pay the full manufacturer’s suggested retail price for a replacement.
- Passenger Coverage – Pays for injuries your passenger sustains in an accident.
- Riding Gear & Accessories Coverage – Covers helmets, jackets, and other safety equipment in case of damage or theft.
Affordable Motorcycle Insurance with Exclusive Discounts
✅ Multi-policy Discount – Already have a car, home, boat, or RV insured with us? Bundle your policies for additional savings.
✅ Responsible Driver Discount – If you’ve had no motorcycle accidents or violations in the past three years, you qualify for a lower rate.
✅ Safety Course Discount – Completing an approved motorcycle safety course can reduce your premium.
✅ Association Member Discount – If you’re part of a recognized rider organization, like the Harley Owners Group, you could get a discount.
✅ Motorcycle Endorsement Discount – Riders with a motorcycle license or endorsement receive additional savings.
Motorcycle Insurance Coverages Designed for You
Get the best protection whether you’re on the road or your bike is in storage:
- Liability Coverage – Required in most states, this covers injuries or property damage you cause in an accident.
- Comprehensive & Collision Coverage – Protects your bike from theft, vandalism, fire, weather damage, and collisions with other vehicles or objects.
- Roadside Assistance & Trip Interruption – Covers towing and emergency expenses if your bike breaks down more than 100 miles from home.
- Total Loss Coverage for New Motorcycles – If your new bike is totaled, we’ll pay the full manufacturer’s suggested retail price for a replacement.
- Passenger Coverage – Pays for injuries your passenger sustains in an accident.
- Riding Gear & Accessories Coverage – Covers helmets, jackets, and other safety equipment in case of damage or theft.
Types of Motorcycles We Cover
Off-road vehicles with two to eight wheels.
Three-wheeled vehicles that blend the features of a motorcycle and a car.
E-bikes with battery-powered assistance.
Classic motorcycles aged 25 years or older, valued for their collectible status.
Classic motorcycles with V-twin engines and an exposed frame, designed for relaxed riding.
Small-engine, lightweight urban rides.
High-speed motorcycles designed for performance and agility, also known as street bikes.
Small, multi-purpose tractors ideal for hobby farms and light agricultural work.
One-of-a-kind motorcycles, either self-built or modified by a professional shop.
Frequently Asked Questions About Motorcycle Insurance
How much does motorcycle insurance cost?
Our liability-only motorcycle insurance starts at just $75 per year.* Your rate depends on factors such as your location, riding experience, accident history, chosen coverages, and bike type.
How can I lower my motorcycle insurance premium?
In addition to our discounts, you can lower your rate by adjusting your coverages, increasing your deductibles, and maintaining a clean riding record.
What do I need to get a motorcycle insurance quote?
To get an accurate quote, provide your bike’s year, make, and model. If multiple people will be riding the bike, list them all on your policy. You’ll need your VIN to finalize your coverage.
Does motorcycle insurance cover passengers?
Yes, guest passenger liability coverage can pay for injuries your passenger sustains in an accident. In some states, this is included in your bodily injury liability coverage, while in others, it’s a separate add-on.
Does motorcycle insurance cover theft?
Yes, if you add comprehensive coverage to your policy, it will cover your bike if it’s stolen.
Is my helmet and riding gear covered?
Yes, you can add coverage for riding gear, including helmets, jackets, and boots. If they’re stolen or damaged in a covered accident, we’ll pay for replacements minus your deductible.
Freedom to Ride, Coverage to Match
Ride confidently with insurance designed for bikes of all kinds—custom, sport, cruisers, and more.
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