Home Loans
Buying your first home or upgrading to your dream house?
Avanta Seguros simplifies the home loan process with competitive rates, flexible mortgage options, and expert guidance to help you secure the right financing.
Compare Interest Rate Options
Fixed-Rate Mortgage
Enjoy a stable interest rate throughout the life of your loan. Your monthly payment remains the same, protecting you from market fluctuations. Ideal for long-term homeowners.
Adjustable-Rate Mortgage (ARM)
Start with a lower fixed rate for a set period, then switch to a variable rate that fluctuates with market conditions. Great for short-term homeowners looking for initial savings.
Consult with a financial advisor to determine the best mortgage option for your needs.
Conventional Loan
Available with fixed or adjustable rates, these loans offer flexible repayment terms (10, 15, 20, or 30 years). You may qualify with as little as a 3% down payment, but mortgage insurance may be required if it’s under 20%.
FHA Loan
Ideal for first-time buyers, FHA loans require as little as 3.5% down and are backed by government insurance, making homeownership more accessible.
VA Loan
Exclusive to veterans, active-duty service members, and their spouses, VA loans come with low down payments and no mortgage insurance requirements.
Jumbo Loa
Designed for high-value property purchases that exceed conventional loan limits. These loans often have higher interest rates.
Frequently asked questions about auto loan refinancing
How much home can I afford?
Use our home affordability calculator to estimate your budget based on your income, expenses, and financial obligations.
How does the mortgage process work?
- Pre-Approval – Determine your loan eligibility and price range.
- Application – Submit your details, including income, assets, and property information.
- Loan Estimate – Receive a breakdown of rates, fees, and costs within three days.
- Underwriting & Approval – Your lender verifies details and finalizes the loan.
- Closing – Sign the final paperwork and receive the keys to your new home!
How is mortgage interest calculated?
Interest is based on your remaining principal balance. In the early years, more of your payment goes toward interest. Over time, as your balance decreases, a larger portion of your payment goes toward the principal.
Secure Your Future and Live Fearlessly with Avanta Seguros
Your Dream Home Starts Here
Explore competitive rates and flexible terms with personalized home loan options tailored to your goals.
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