Homeowners Insurance
Customized Protection for Your Home and Belongings
Get a Homeowners Insurance Quote—Fast and Easy
Your home is one of your most valuable assets, and protecting it should be simple. Homeowners insurance from Avanta Seguros safeguards your home, personal belongings, and finances in case of covered damages or liability claims. Compare quotes effortlessly and find the right coverage at the best price.
Just enter your details once, and we’ll match you with policies tailored to your needs. Enjoy peace of mind knowing your home and assets are well-protected.
Affordable Home Insurance with Built-in Savings
✅ Bundle & Save
Combine your auto and homeowners’ insurance for a discount and maximize your savings.
✅ Quote in Advance
Get a quote at least a day before your policy starts to qualify for additional savings.
✅ Safety & Security Discounts
Save more if your home has burglar alarms, fire protection sprinklers, or a centrally monitored security system.
✅ New Home Purchase
Enjoy special discounts when you purchase a new home (even if it’s not newly built).
Homeowners Insurance That Fits Your Budget
A standard homeowners policy from Avanta Seguros includes essential coverages to protect your home and belongings, with customizable limits to fit your specific needs.
Dwelling Coverage
Pays to repair or rebuild your home if it’s damaged by fire, storms, falling trees, or other covered perils.
Example: If your roof collapses due to the weight of snow or ice, your dwelling coverage may help pay for repairs.
Loss of Use
Covers additional living expenses if you need to stay elsewhere while your home is being repaired due to a covered loss.
Example: A fire damages your home, and you need temporary housing. Your policy may help cover hotel and meal expenses beyond your usual costs.
Personal Property Protection
Helps replace or repair stolen or damaged belongings, such as furniture, electronics, or appliances, up to your policy’s limits.
Example: If someone breaks into your home and steals your laptop and work equipment, your policy may cover the replacement costs.
Liability Coverage
Protects your assets if you or a family member are found liable for injuries or property damage.
Example: A guest slips on your icy walkway and breaks their arm. If you’re responsible, your policy may cover their medical expenses and lost wages.
Ways to Save
Bundle Condo & Auto Insurance
Save an average of 7% on your car insurance when you bundle your condo and auto insurance with Avanta Seguros. Your discount will be automatically applied to your auto policy.
Pay in Full
By simply paying your condo insurance premium in full upfront, you qualify for an exclusive discount.
Alarm Systems and Safety Devices
Protect your condo and save money! You may be eligible for discounts if your condo has burglar alarms, fire alarms, automatic sprinklers, and other security features.
New Condo Purchase Discount
If you have recently purchased a new condo, you may be able to earn an additional discount on your policy.
Frequently Asked Questions About Homeowners Insurance
What does home insurance cover?
What does home insurance cover?
A standard policy may cover:
✅ Storm damage to your roof
✅ Theft or vandalism of your personal belongings
✅ A detached garage destroyed by fire
✅ Medical expenses for a guest injured in your home
How much homeowners insurance do I need?
The right coverage depends on the value of your home and belongings. Our home insurance calculator can help you determine how much protection you need.
What’s the difference between homeowners insurance and landlord insurance?
If you rent out your property, you’ll need a dwelling policy to cover rental properties. This may include loss of rent, vandalism, and liability protection for landlords.
Does home insurance cover flooding?
Standard policies don’t cover flood damage. If you live in a flood-prone area, consider adding flood insurance for extra protection.
Is homeowners insurance required?
While not legally mandated, most mortgage lenders require proof of homeowners insurance before approving a loan. Even without a mortgage, a policy provides essential protection for your home and belongings.
Home is Where Protection Begins
Get comprehensive coverage for your home, belongings, and liability—all personalized for your lifestyle and budget.
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